Going Solo Roadmap™
Your Complete Financial Exit Strategy. Built Together. Exit Bold, Not Broke.™
Every month you wait to build your exit strategy is a month you could have been building it with a paycheck as your safety net. The plan does not get easier to build when the urgency gets louder.
Already completed your Financial Wake-Up Call? Your $250 credits toward this. You only owe $750.
You have been "planning to quit" long enough that you have a whole folder of saved articles about it.
You know you want out. You might even have a number in your head.
But every time you sit down to actually build the plan, you end up with 14 browser tabs and the same question you started with:
"Can I actually afford to do this?"
That question has an answer. And it is not hiding in a spreadsheet template you downloaded and never opened. It is not buried inside a 47-module course. It is not going to appear after one more hour of research.
It is going to appear when you sit down with someone who has done this before — with your real numbers on the screen, in real time — and builds the plan with you.
That is exactly what the Going Solo Roadmap™ is.
This Is Not A Consultation. This Is A Build.
Most financial professionals do one of three things.
They analyze your finances and email you a report.
They teach you concepts and send you home with homework.
Or they hand you a framework and wish you luck.
I do none of those things.
Every session of the Going Solo Roadmap™ is a working session. We are not talking about your exit strategy. We are building it — live, together, with your actual numbers on the screen.
Your only homework is gathering the data. I review it before we meet.
The session is where the strategy gets built.
You never sit alone with the hard part.
Why This Plan Holds When Life Doesn't
I did not create this program from theory.
I built it after my own exit — the one where I spent two years planning every detail, then watched the universe test every single piece of it within the first year of being self-employed.
A pipe burst in our kitchen. My husband and I both had unexpected surgeries. Our car gave up on us.
Not one of those things became a crisis. They were annoying. They were inconvenient.
But they did not touch our plan — because the plan had already accounted for the reality that life does not pause because you decided to go solo.
That is the difference between a financial exit strategy and a financial wish list. One holds when things go sideways. The other falls apart the moment they do.
I build the kind that holds. And I build it with you — not for you.
What We Build Across 3–4 Sessions
The Going Solo Roadmap™ works through the complete R.E.A.D.Y. Diagnostic™ — four areas, one deliverable, built in order because the order is the methodology.
Session 1 — The Weeds & The Wireframe
We tackle the single biggest gap we found in your Financial Wake-Up Call. No more guessing at what is actually standing between you and your quit date.
In this session we get into the real numbers:
📊 Every account open and visible
💳 Every debt named and accounted for
🎯 Your biggest gap identified and a strategy to close it
🗓️ Your quit date — moved from "someday" to a real target
Session 2 — The Benefits Reality Check
Here is what nobody tells you before you go solo: self-employment is not just about replacing your salary. It is about replacing everything your employer was quietly paying for while you were busy working.
What are you getting for free right now that is going to cost you real money the day you quit?
🏥 Health insurance
🛡️ Disability coverage
💊 FSA funds
🏦 Retirement contributions
❤️ Life insurance
We pull up your benefits documents live and go through every single one. Real COBRA numbers — not estimates. Real ACA options reviewed. Real deadlines confirmed so you do not leave money on the table on your way out the door.
(The women who skip this session are the ones who call me in a panic three months after quitting. We are not doing that.)
Session 3 — The True Cost of Year One
I find that most women underestimate their first-year business costs by thousands of dollars. Not hundreds. Thousands.
Not because they are bad at math. But nobody ever walks them through what running a business actually costs before the clients show up.
And most set their prices before they know their costs — which means they spend their first year working hard and still coming up short.
In this session we fix both:
💰 Every real first-year business expense named before it surprises you
📈 A pricing strategy built around what the work actually costs to deliver
🧾 A clear picture of what you need to earn from Day 1 — no more guessing
Session 4 — Your Going Solo Roadmap™
This is the session where we put it all together.
Everything built across Sessions 1, 2, and 3 gets assembled into your complete financial exit strategy:
🗓️ Quit date finalized
🔍 Every gap closed
📋 Complete R.E.A.D.Y. exit strategy assembled — live, in session, together
✅ You leave with your plan. Not a template. Not homework. YOUR plan.
Exit Bold, Not Broke.™
The R.E.A.D.Y. Diagnostic™ — What Each Letter Actually Means
This is the methodology behind every session. Four areas. One deliverable. The order is not random — it is the strategy.
This is not general financial planning. Your financial planner can tell you if your portfolio is balanced. I tell you if your exit plan has leaks — specifically the ones that only show up when you trade a W-2 for a 1099.
Most advisors are trained for one lane. This work sits at the intersection of personal finances, business math, benefits transition, and the emotional weight of leaving everything you have built for 20+ years. That intersection is where I live.
🎯 R — Refine Your Exit Goals
Before we look at a single number, we get clear on what you are actually building toward. Quit date. Target number. What "enough" actually means to you.
Without R, numbers are just data. With R, every gap we find is personal.
📊 E — Evaluate Your Financial Reality
This is where we open the books. What do your real numbers actually say — and how does that match what you told me you wanted?
We establish your Lifestyle Maintenance Number — what your life actually costs. Not the monk version. The real one.
🏥 A — Assess Your Benefits Transition
What are you getting for free right now that is going to cost you real money the day you quit?
We find out exactly what disappears, what it costs to replace, and how to maximize every dollar before you walk out the door.
💰 D — Determine Your Real Business Costs
What does Year 1 solo actually cost — and are you pricing to survive it?
We build your first-year cost picture together so the reality of running a business is not your most expensive surprise.
🗺️ Y — Your Going Solo Roadmap™
This is not a fifth step. This is the deliverable.
Everything built across R, E, A, and D is assembled into your complete financial exit strategy. Built live. With your real numbers. Finished before you leave the session.
What You Walk Away With
I find that many women leave our final session and say some version of the same thing: "I cannot believe we actually built that."
✅ Your complete R.E.A.D.Y. Diagnostic™ — all four areas fully worked with your real numbers.
✅ A benefits transition plan — exactly what you have now, what it will cost after you quit, and how to maximize every dollar before you go
✅ A first-year solo cost breakdown — the real number, not the hopeful one
✅ Your Going Solo Roadmap™ — a complete financial exit strategy built live, in session, together. Not a PDF you have to decode alone.
✅ A quit date that is no longer a "someday" — it is a date on a calendar with a financial plan behind it
Every month you wait to build your exit strategy is a month you could have been building it with a paycheck as your safety net. The plan does not get easier to build when the urgency gets louder.
How The Two Services Work Together
Think of it as two acts of the same story.
Act One — The Financial Wake-Up Call ($250) We get the complete picture. Your full financial reality, organized and visible. Your exit goals defined. Your gaps identified and named. Your Exit Action Plan built.
This is where we find out exactly what we are working with.
Act Two — The Going Solo Roadmap™ ($1,000) This is where we build the bridge.
If you completed the Financial Wake-Up Call, your $250 credits in full toward the Roadmap. You invest $750 for the remaining sessions. Because the Wake-Up Call is not a separate purchase — it is Chapter 1 of the same plan.
If you have not done the Wake-Up Call yet, the Going Solo Roadmap™ bundle includes it as Session 1. Same investment. Same outcome. No skipping the foundation.
This Is For You If:
✅ You completed your Financial Wake-Up Call and you are ready to build the full plan — not just see the picture
✅ You have a quit date in your head but zero financial strategy behind it
✅ You have been "planning to plan" for so long your friends have stopped asking about it
✅ You are terrified of building your exit on a guess and finding out too late what you missed
✅ You are ready to stop researching and start building — with someone beside you who has done this before
This Is Not For You If:
❌ You have not completed — or are not ready to complete — the Financial Wake-Up Call. The Roadmap is built on that foundation. Without it, we are building on sand. (Book the Wake-Up Call first. I will be here.)
❌ You are looking for someone to hand you a plan and disappear. This is a working relationship. You will be in every session, and you will be building right alongside me.
❌ You are not ready to look at your real numbers. There are no workarounds here. The real numbers are the whole point.
A Note On What "Built Together" Actually Means
I want to be specific about this because it matters.
When I say we build your exit strategy together, I do not mean I build it and explain it to you afterward.
I mean your Monarch Money is open on the screen during our session. Your benefits documents are pulled up live. Your business cost spreadsheet is something we complete together — you start it beforehand, and we finish it in real time.
By the time we are done, your exit strategy is not waiting to be started.
It already is.
I find that many women leave our final session and say some version of the same thing: "I cannot believe we actually built that."
That is the whole point.
This session provides general financial guidance and is not intended to replace professional financial, legal, tax, insurance, or investment advice. It's essential to consult with qualified professionals for specific recommendations tailored to your situation.)Ready to build your complete exit strategy?
The Going Solo Roadmap™ starts with a conversation — not a credit card.
Book a free 20-minute consult and we will figure out together whether this is your right next step, where you are in your exit journey, and exactly what it will take to get you to your quit date with your finances intact.
Your calling is the answer to the prayer of those you’re meant to serve. Your finances shouldn’t be why you’ve put them on hold.
FAQs
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Monarch Money is a secure financial dashboard that connects all your accounts in one place — banking, credit cards, investments, retirement accounts, all of it.
Think of it as the financial command center you never knew you needed.
You do not pay for it upfront. I cover your first month as part of this session. If you love it and want to keep using it after our work together — and I find that most people do — it is a paid subscription.
But that decision is completely yours and has nothing to do with our call. -
Let me be straight with you because you deserve a precise answer.
Through Monarch Money's Professionals Program I have what they call full collaborative access — meaning I see your complete financial picture with the same view you have in your own account.
What I can do: Organize your accounts, rename categories, set up goals and clean up transactions. The actual housekeeping work.
What I cannot do: Move your money, initiate transfers or make any financial transactions. Monarch Money is a financial dashboard — not a bank. There is no mechanism for me or anyone else to touch your actual money through this platform.
You are always in control: You can revoke my access at any time in your Monarch Money settings under Members.
Still have questions? Bring them to our call, and I will walk you through exactly what I can see and do before we touch a single thing.
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Then you are exactly who this call is for.
I have sat across from executives, business owners and women who manage entire corporate departments who whispered their account balances to me like a confession. I have seen it all. Truly.
This is not a judgment session. We are not here to grade your past decisions.
We are here to organize what you have right now so you can finally see it clearly and move forward.The only thing that would embarrass me is if you left without a plan.
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Absolutely. Your only homework before our session is connecting your accounts in Monarch Money.
I send you a link and walk you through exactly what to do. It takes about 15 minutes and if you can log into your bank online you can do this.And if you get stuck? Just reach out before our session. I will help you get it sorted before we meet. description
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I know it sounds impossible. I thought the same thing before I tried it.
Here is what makes it work. Because your accounts are already connected before we meet I can go in ahead of time and start organizing.
So when we sit down together we are not starting from scratch — we are finishing the job.
"I cannot believe what we got done in an hour." That is what I hear from almost every client at the 59 minute mark.
And I believe them because I have seen it happen every single time. -
No. This is a complete standalone session. You book it. We do the work. You leave with an organized financial dashboard and a personalized Money Strategy email. Full stop.
That said — if you are planning a corporate exit and want to take the next step — your $250 applies directly toward the Momentum Program. That is not a pitch. That is just good math.
But there is zero pressure. Some women do the Financial Wakeup Call and that is exactly what they needed.
Others use it as the foundation for bigger planning. Both are completely valid. -
Yes. Actually it is the most important first step.
Here is why. You cannot build a solid exit plan on a financial picture you cannot see clearly.
Before we talk about quit dates, business costs and income replacement — we need to know exactly what you are working with right now.
The Financial Wakeup Call gives us that foundation. And if you are ready to take the next step after that — the Momentum Program is where we build your complete R.E.A.D.Y. Roadmap™ using the clarity we created together here.
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Great question — and here's the honest answer from someone who spent 20 years as one.
Most financial advisors are focused on your investments and retirement accounts. That's their lane, and they're good at it.
But they are not sitting with you mapping out what your day-to-day finances actually need to look like before you stop getting a paycheck. They're not finding the gaps in your exit plan, identifying what your benefits are really costing you, or helping you figure out what your first year solo actually costs — before you find out the hard way.
This session fills the space between what your advisor does and what your exit actually requires.
Think of it this way: your advisor is protecting your long-term wealth. I'm making sure you still have a plan to live on while you build it.
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This is the most common thought that keeps women from starting! It's like saying you need to be in perfect shape before you can go to the gym.
The truth is, you don’t need to get your finances in order to start; you get your finances in order by starting. We're here to help you get unstuck, not to judge where you are right now.
My services are designed to meet you exactly where you are and give you a clear, personalized action plan to get your financial house in order. We'll start with the messy parts and work together to turn them into a clear, confident path to your new life. description
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You’re not alone! Many women feel like they need a million dollars in the bank to take the leap.
The truth is, it’s not about how much you have; it’s about having a realistic, personalized plan for the transition.
We’ll show you how to build a financial bridge that supports you, whether you’re taking a strategic bunny hop or a big jump.
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Honestly? No. If you wait until you’re 30 days out, you aren’t planning—you’re reacting.
The best time to build your Exit Strategy is 6 to 24 months before you hand in that letter. Why? Because strategy takes time to implement. We need a lead way to optimize your 401k, build your "Gap Life" cash reserve, and handle the "Reality Math" without the pressure of a ticking clock.
Booking now means you stop "guessing" if you can afford to leave and start "knowing" exactly what boxes you need to tick to make your exit inevitable.
Don’t wait until you’re at a breaking point to start building your bridge. description
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Listen, I get it. Math isn’t everyone’s love language, and that’s perfectly okay.
My job is to translate confusing numbers into a clear, confident path to self-employment.
We'll ditch the jargon and focus on the numbers that actually matter, so you can stop stressing and start building your business.
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Yes... and no.
The internet is full of generic information, but it can't do the most important work for you. It can’t curate it for your unique situation, filter out what's outdated, or provide the right information in the right order.
It also can't do the things that truly matter:
Help you navigate the emotional roller coaster of the transition, which can self-sabotage your success.
Catch limiting beliefs that are in your questions and tone of voice.
Discern when seemingly good advice on the internet is actually bad advice for your specific needs.
Ultimately, a website can give you information, but a human guide gives you the wisdom and accountability to get it done.
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The short answer: I'm the specialist you hire when a general practitioner financial planner isn't built for the high-stakes pivot of a mid-career resignation.
While I am a Certified Financial Planner (CFP®), I solve for the Trifecta of Complexities that hit the moment that direct deposit stops:
1. The Mindset Reality Transitioning from employee to entrepreneur is a psychological shock — not a motivation problem. Having lived this myself, I know how the "Self-Employment Flu" — the panic that creeps in around Month 3 — can send an otherwise brilliant woman straight back to the building she swore she'd never enter again. We plan for that before it happens.
2. Personal Finance & Risk Management Standard financial advice is designed for a 30-year career with a predictable paycheck. Yours is ending on purpose. We restructure your financial picture to survive variable income, protect your savings, and keep your 401(k) exactly where it belongs — in your future, not your operating budget. We move you from Financial Guesswork to Exit Precision.
3. Business Finance & the Self-Employment Tax Reality Most women are blindsided by what self-employment actually costs — especially in year one when the wins start coming in. I make sure the IRS isn't your most expensive surprise. We build your picture so you understand your numbers well enough to make confident decisions — without a spreadsheet degree.
I move you from "Can I really afford to do this?" to "I got this" — and we build your exit for profitability, not poverty.
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Absolutely not. Your age is your superpower! You have decades of corporate experience, a built-in network, and the kind of wisdom that only comes with time.
The biggest fear isn't that you're too old; it's that you'll regret not doing it sooner.
It’s time to lean into that wisdom and make this new chapter the best one yet. description
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Whether you are escaping the Boardroom, the Hospital System, or the University—if you are working for a large structure and want to take your expertise solo, the financial exit strategy is the same.
We help you fire your boss, no matter what title is on your badge."